Investment property financing
made simple

Northpointe’s Investor Cash Flow loan program is built for borrowers, including businesses, seeking financing for investment properties utilizing the rental income to qualify instead of traditional tax returns. Financing an investment property might be more achievable than you think.

Program features:
  • Maximum loan amount of $2,000,000
  • Eligible for non-owner occupied homes only
  • Fixed-rate and adjustable-rate options
  • Eligible for cash-out refinance
  • Minimum credit score of 620
  • Available for limited liability companies (LLCs)


  • Non-warrantable condos including condotels are eligible
  • Available for leasehold estates where the term of the ground lease is equal to or greater than the loan term
  • Available in all 50 states and Washington D.C.

All loans are subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.