Time for a new start?

Northpointe’s New Start loan program offers financing options for borrowers who are recovering from a significant credit event. With loan amounts up to $1,000,000 and low down payment options available, financing a home might be more achievable than you think.

Program features:
  • Eligible for primary and second homes
  • Purchase and rate/term refinance loan amounts up to $1,000,000
  • Eligible for cash-out refinance
  • Minimum credit score of 580
  • Significant credit events allowed up to the application date


  • Available for leasehold estates where the term of the ground lease is equal to or greater than the loan term
  • Available in all 50 states and Washington D.C.

All loans are subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.