We're here to lend you a hand

Northpointe’s Expanded Access loan program offers financing options for borrowers with imperfect credit or pay history. With loan amounts up to $1,500,000 financing a home might be more achievable than you think.

Program features:
  • Eligible for primary, second homes, and investment properties
  • Maximum loan amount of $1,500,000
  • Eligible for cash-out refinance
  • Fixed-rate and adjustable-rate options, including interest-only
  • Low down payment options with no mortgage insurance requirement
  • Available for leasehold estates where the term of the ground lease is equal to or greater than the loan term


  • Alternative documentation options of 12 and 24 month bank statements
  • Written verification of employment eligible
  • Credit or housing event must be 2 years prior to application
  • Available in all 50 states and Washington D.C.

All loans are subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.