Helping you achieve your dream of homeownership

Northpointe's Prime Non-Agency loan program offers financing options with expanded criteria, including higher qualifying ratios and alternative documentation when traditional tax returns may not be available. With loan amounts up to $3,000,000, financing your home might be more achievable than you think.

Program features:
  • Eligible for primary, second homes, and investment properties
  • Purchase and rate/term refinance loan amounts up to $3,000,000
  • Eligible for cash-out refinance, with maximum cash out of $1,500,000
  • Fixed-rate and adjustable-rate options, including interest-only
  • Low down payment options with no mortgage insurance requirement
  • Available for leasehold estates where the term of the ground lease is equal to or greater than the loan term


  • Alternative documentation options of 12 and 24 month bank statements, asset depletion and 1 year tax returns
  • Written verification of employment eligible
  • Available in all 50 states and Washington D.C.

All loans are subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.