Dreaming big just got easier.

Northpointe's Jumbo loan program provides eligible borrowers access to financing for loan amounts that exceed conforming loan limits. With loan amounts up to $3,000,000, down payments as low as 10%, and no mortgage insurance options available, financing your home might be more achievable than you think.

  • Loan amounts up to $3,000,000 for primary residence and second homes
  • Loan amounts up to $2,000,000 for 1- to 4-unit investment properties
  • For loan amounts up to $1,500,000, financing with as little as 10%* down and no mortgage insurance requirement

  • Available for cash-out refinance transactions
  • Fixed-rate and adjustable-rate options available
  • Available in all 50 states and Washington DC

*The 30-year fixed annual percentage rate (APR) as of August 18, 2022 is 6.905% and based on a note rate of 6.500% with 4.112 points and $9,481.02 principal and interest payments. Example based on an owner-occupied single-family residence in Grand Rapids, Michigan with a loan amount of $1,500,000, credit score of 740 and down payment of 10% with tax and insurance escrows. Payment amount shown does not include taxes and insurance premiums. The actual payment amount will be greater. Interest rates subject to change without notice. APR is for illustrative purposes only, and your interest rate may vary. This is not a commitment to lend. All loans are subject to credit review and approval.