Finding the perfect home in a low inventory market can take time. Give yourself peace of mind with Northpointe's Lock & Shop feature
Combined with our TrueApproval™ program, this feature allows you to lock in a rate for an extended period of time while you search for your dream home.
- Eligible for conventional, FHA, and VA ﬁxed-rate loan programs
- Borrower must be under contract for a property by day 45 for the 60 day lock and by day 60 for the 90 day lock*
- 60 day lock requires an upfront deposit of 0.25% of the loan amount
- 90 day lock requires an upfront deposit of 0.50% of the loan amount
- Upfront deposit is non-refundable
*If not under contract within timeline, lock will be canceled and subject to relock. This is not a commitment to lend. All loans are subject to credit review and approval.