Finding the perfect home in a low inventory market can take time. Give yourself peace of mind with Northpointe's Lock & Shop* feature

Combined with our TrueApproval program, this feature allows you to lock in a rate for an extended period of time while you search for your dream home.

Program features

  • Eligible for conventional, FHA, and VA fixed-rate loan programs
  • Borrower must be under contract for a property by day 45 for the 60 day lock and by day 60 for the 90 day lock
  • 60 day lock requires an upfront deposit of 0.25% of the loan amount
  • 90 day lock requires an upfront deposit of 0.50% of the loan amount
  • Upfront deposit is non-refundable

Combine this feature with one of our custom-tailored home loan programs

*If not under contract within timeline, lock will be canceled and subject to relock. This is not a commitment to lend. All loans are subject to credit review and approval.