Alabama Housing Finance Authority (AHFA) mortgage programs provide lenders innovative financial solutions for potential low- to moderate-income homebuyers. The program offers low interest rates and down payment assistance as well as a MCC program giving homebuyers another savings option. Qualifying criteria is flexible given AHFA’s generous income and sales price limits

Provides a competitive fixed-rate home loan with down payment assistance equal to 4% of the loan amount...

CHFA provides fixed-rate loans, CHFA Down Payment Assistance Grant and zero-percent second home loans...

The Delaware State Housing Authority (DSHA) offers affordable homeownership programs with goal to promote economic development across the state of Delaware. Program includes down payment assistance up to 5% of the loan amount in the form of a second mortgage with a deferred repayment for 30 years at 0% interest.

The Housing Financing Authority of Lee County’s Own a Home programs are designed for first-time homebuyers who need down payment assistance along with grant programs to provide assistance to eligible borrowers who meet the income and purchase price limits required by the program.

The Georgia Dream Homeownership Program provides first mortgage loans, down payment assistance and home buyer education to eligible home buyers. An eligible borrower must not have owned a home in the past three years, or must be purchasing a home in a targeted area. The borrower must meet income and purchase price limits, have limited assets, and must invest at least $1,000 into the purchase transaction.

Indiana Housing & Community Development (IHCD) offers several programs to assist both first-time and repeat homebuyers.

Kentucky Housing Corporation (KHC) invests in affordable housing solutions by offering a variety of loan programs and available down payment assistance. First-time and repeat borrowers are eligible.

MSHDA provides financial and technical assistance in Michigan through public and private partnerships to create and preserve decent, affordable housing for low-and moderate-income residents and to engage in community economic development activities to revitalize urban and rural communities.

Qualified Police Officers and Firefighters receive low competitive rates on the purchase of a home.

The Nevada Housing Division (NHD) offers 30 year fixed Government and Conventional Home Is Possible programs with various down payment assistance options based on interest rate, loan type, and FICO with forgivable options of 3 years and 5 years.

The North Carolina Housing Finance Agency works with participating lenders throughout North Carolina to provide affordable home loan options for first-time and move-up buyers.

Pennsylvania Housing Finance Agency (PHFA) works to provide affordable homeownership options for low and moderate income families. Through its mortgage programs, PHFA promotes economic development across the state of Pennsylvania. Down payment assistance programs are available in the form of a second mortgage up to $6,000 for Keystone Advantage and up to $10,000 for K-FIT. The second mortgage programs feature a 0% interest rate and are repayable over a 10 year term.

Rhode Island Housing provides a variety of first mortgages to any borrower that meets their credit standards. Rhode Island Housing also provides down payment and closing cost assistance with their Extra Assistance and First Down programs. Extra Assistance is available to first-time homebuyers or purchasers in a targeted area.

SC Housing offers competitive mortgage loans and down payment assistance (DPA) to help families and individuals become homeowners. SC Housing offers competitive, fixed rate mortgage loans combined with money to help cover down payment and closing costs.

The Tennessee Housing Development Agency (THDA) Great Choice, Great Choice Plus DPA and Veterans Homeownership for the Brave offers low interest rate loans secured by a first mortgage with the option of down payment and closing cost assistance at an interest rate that is the same as the first mortgage rate amortized over 15 years, secured by a second deed of trust.

Offers qualified borrowers up to 5%* of the home loan for use towards the down payment and closing costs.

Home financing for Texas veterans, military members and their families

Utah Housing Corporation provides first mortgages and down payment assistance to qualified first-time and repeat homebuyers. Down payment assistance is provided in the form of a repayable 2nd mortgage. Second loan rate is 2% above the rate of the first mortgage.

WSHFC is dedicated to increasing housing access and affordability for the people of Washington. The Home Advantage program is designed for low and moderate-income households and is available to first time and repeat homebuyers. The WSHFC Advantage program offers downpayment assistant available up to 4% of the loan amount. Second mortgages and must be used in conjunction with a Home Advantage first mortgage.