Alabama Housing Finance Authority (AHFA) mortgage programs provide lenders innovative financial solutions for potential low- to moderate-income homebuyers. The program offers low interest rates and down payment assistance as well as a MCC program giving homebuyers another savings option. Qualifying criteria is flexible given AHFA’s generous income and sales price limits

Provides a competitive fixed-rate home loan with down payment assistance equal to 4% of the loan amount...

CHFA provides fixed-rate loans, CHFA Down Payment Assistance Grant and zero-percent second home loans...

Qualified borrowers could receive down payment and closing cost assistance to use towards the purchase of a home in Delaware.

Designed for first-time homebuyers who need down payment assistance along with grant programs to provide assistance to eligible borrowers

Qualified borrowers can receive 5% of the loan amount, up to $25,000, towards down payment and closing costs

The Georgia Dream Homeownership Program provides first mortgage loans, down payment assistance and home buyer education to eligible home buyers. An eligible borrower must not have owned a home in the past three years, or must be purchasing a home in a targeted area. The borrower must meet income and purchase price limits, have limited assets, and must invest at least $1,000 into the purchase transaction.

Indiana Housing & Community Development (IHCD) offers several programs to assist both first-time and repeat homebuyers.

Qualified borrowers could receive down payment and closing cost assistance to use towards the purchase of a home in Kentucky

Qualified borrowers could receive a low competitive rate and down payment and closing cost assistance

MSHDA provides financial and technical assistance in Michigan through public and private partnerships to create and preserve decent, affordable housing for low-and moderate-income residents and to engage in community economic development activities to revitalize urban and rural communities.

Qualified borrowers could receive down payment and closing assistance to use towards the purchase of a home in New Jersey.

30 -year fixed home loan with various down payment assistance options.

Qualified borrowers receive up to 2% of the loan amount towards down payment and closing costs.

The North Carolina Housing Finance Agency works with participating lenders throughout North Carolina to provide affordable home loan options for first-time and move-up buyers.

The Ohio Housing Finance Agency provides down payment assistance to qualified first-time and repeat homebuyers. Down payment assistance is provided in the form of a forgivable second mortgage.

Pennsylvania Housing Finance Agency (PHFA) works to provide affordable homeownership options for low and moderate income families. Through its mortgage programs, PHFA promotes economic development across the state of Pennsylvania. Down payment assistance programs are available in the form of a second mortgage up to $6,000 for Keystone Advantage and up to $10,000 for K-FIT. The second mortgage programs feature a 0% interest rate and are repayable over a 10 year term.

As a participating lender with Rhode Island Housing (RIHousing), qualified borrowers could receive a competitive fixed-rate home loan with down payment or closing cost assistance. Buying a home may be more achievable than you think.

SC Housing offers competitive mortgage loans and down payment assistance (DPA) to help families and individuals become homeowners. SC Housing offers competitive, fixed rate mortgage loans combined with money to help cover down payment and closing costs.

The Tennessee Housing Development Agency (THDA) Great Choice, Great Choice Plus DPA and Veterans Homeownership for the Brave offers low interest rate loans secured by a first mortgage with the option of down payment and closing cost assistance at an interest rate that is the same as the first mortgage rate amortized over 15 years, secured by a second deed of trust.

qualified borrowers could receive down payment and closing cost assistance to use towards the purchase of a home in Texas.

Home financing for Texas veterans, military members and their families

Utah Housing Corporation provides first mortgages and down payment assistance to qualified first-time and repeat homebuyers.

Washington State Housing Finance Commission, is dedicated to increasing housing access and affordability for the people of Washington. The down payment assistance programs are designed for low and moderate-income households and are available to first-time and repeat homebuyers.