Indiana Housing & Community Development Authority (IHCDA)

One of the biggest challenges facing first-time homebuyers is having enough money for down payment and closing costs. Northpointe Bank offers several programs that can help. As a participating lender with the Indiana Housing & Community Development Authority (IHCDA), qualified borrowers could receive down payment and closing cost assistance to use towards the purchase of a home in Indiana. Buying a home may be more affordable than you think.

Program Features
  • Programs available for first-time and repeat homebuyers purchasing a primary residence
  • Options for conventional and FHA loan programs
  • Minimum credit score 640, 680 for manufactured homes
  • Income limitations apply
  • Homebuyer education course may be required
Northpointe Bank is authorized to originate FHA loans, but is not an agent of, or affiliated with, the U.S. Government.
All loans are subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.