Indiana Housing & Community Development Authority (IHCDA)

One of the biggest challenges facing first-time homebuyers is having enough money for down payment and closing costs. Northpointe Bank offers several programs that can help. As a participating lender with the Indiana Housing & Community Development Authority (IHCDA), qualified borrowers could receive down payment and closing cost assistance to use towards the purchase of a home in Indiana. Buying a home may be more affordable than you think.

• Programs available for first-time and repeat homebuyers purchasing a primary residence
• Options for conventional and FHA loan programs
• Minimum credit score 640, 680 for manufactured homes
• Income limitations apply
• Homebuyer education course may be required