Nevada Rural Housing

In partnership with Nevada Rural Housing, Northpointe offers qualified borrowers up to 2% of the loan amount to use towards down payment and closing costs. Buying a home may be more affordable than you think.

Program Features
  • Eligible for new or existing primary homes purchased anywhere in Nevada*
  • Up to 2% of the home loan amount to use towards down payment and closing costs**
  • Available for 30-year fixed FHA, VA, USDA, and Conventional loans
  • No first-time homebuyer requirement
  • Minimum credit score of 640 (680 for manufactured homes)
  • Income limitations apply
*Some city restrictions apply. **Down payment assistance in the form of a 3-year forgivable second mortgage with 0% interest rate due upon sale, transfer, refinance or no longer using the property as a primary residence within the first 3 years. This is not a commitment to lend. All loans subject to credit review and approval.