Rhode Island Housing

One of the biggest challenges facing homebuyers is having enough money for down payment and closing costs. Northpointe Bank offers several programs that can help. As a participating lender with Rhode Island Housing (RIHousing), qualified borrowers could receive a competitive fixed-rate home loan with down payment or closing cost assistance. Buying a home may be more achievable than you think.

Program Features
  • Programs available for first-time and repeat homebuyers purchasing a primary residence
  • Available for conventional, VA, FHA, and USDA rural development loan programs
  • Homebuyer education course may be required depending on program
  • Income limits and purchase price limits may apply
Northpointe Bank is authorized to originate FHA, VA and USDA loans, but it is not an agent of, or affiliated with, the U.S. Government. All loans are subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.