South Carolina Housing

One of the biggest challenges facing first-time homebuyers is having enough money for closing. Northpointe Bank offers several programs that can help. In partnership with the SC Housing Homeownership Program, qualified borrowers receive a competitive fixed-rate home loan with up to $6,000 towards your down payment and closing costs. Buying a home may be more affordable than you think.

Program Features
  • Eligible to use when purchasing a single family home, a townhome, and select condominiums located in South Carolina
  • Up to $6,000 in down payment and closing cost assistance
  • Qualified borrowers must not have owned a home in the past three years or not own a home at the time of home purchase in a targeted area
  • Homebuyer education course is required
  • Minimum $1000 borrower contribution
  • Income limitations apply
*$6,000 in down payment and closing cost assistance in the form of a 10- year or 20- year 0% loan and based on availability. Eligible borrowers must occupy the property for the 10- or 20- year term for the down payment assistance loan to be forgiven. This is not a commitment to lend. All loans subject to credit review and approval.