Southeast Texas Housing Finance Corporation (SETH)

One of the biggest challenges facing homebuyers is having enough money for down payment and closing costs. Northpointe Bank offers several programs that can help. As a participating lender with the Southeast Texas Housing Finance Corporation (SETH), qualified borrowers could receive down payment and closing cost assistance to use towards the purchase of a home in Texas. Buying a home may be more affordable than you think.

  • Programs available for first-time and repeat homebuyers purchasing a primary residence
  • Options for conventional, FHA, VA, and USDA rural development loan programs
  • Income limits and purchase price limits apply
  • Minimum credit score of 640
  • Homebuyer education course is required
Northpointe Bank is authorized to originate FHA, VA, and USDA loans, but is not an agent of, or affiliated with, the U.S. Government.
All loans subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.