Texas Department of Housing & Community Affairs

One of the biggest challenges facing homebuyers is having enough money for down payment and closing costs. Northpointe Bank offers several programs that can help. As a participating lender with the Texas Department of Housing & Community Affairs (TDHCA), qualified borrowers could receive down payment and closing cost assistance to use towards the purchase of a home in Texas. Buying a home may be more affordable than you think.

  • Programs available for first-time homebuyers statewide or first-time and repeat homebuyers purchasing in a targeted census tract
  • Available for the purchase of a primary residence
  • Income limits and purchase price limits apply
  • Minimum credit score of 620
  • Homebuyer education course is required
*All loans subject to credit review and approval. This is not a commitment to lend. Other terms and conditions may apply.