One of the biggest challenges facing first-time homebuyers is having enough money for closing. Northpointe Bank offers several programs that can help. In partnership with the Texas Department of Housing & Community Affairs, Northpointe Bank offers qualified borrowers up to 5%* of the home loan for use towards the down payment and closing costs. Buying a home may be more affordable than you think.
Eligible for new or existing properties purchased anywhere in Texas
My First Home program is available to first time buyers only
My Choice program is available to first time and repeat buyers
Income limitations apply
Minimum credit score of 620
Homebuyer education course is required
*Down payment assistance is in the form a second lien that does not require monthly payment, features a zero interest rate and is required to be repaid upon sale, refinance or if the borrower ceases to occupy the property. This is not a commitment to lend. All loans subject to credit review and approval.