Find the home loans that fit your client's needs
For more program details, visit our loan program overview page
Lock and Shop
Lock in a rate for an extended period of time while you search for your dream home.
Your interest rate may be bought down for up to three years at the beginning of the loan, reducing your initial monthly payments
Negotiate your purchase terms with confidence by having a full credit approval in hand
Rate Refresh Guarantee
If rates drop after you close, Northpointe Bank will help save you time and money when you are ready to refinance
Provides eligible borrowers a competitive advantage of buying a home with cash reserves and then replenishing your funds by refinancing
No Money Down
Buy the home of your dreams with 100% financing and no money down
Financing for the construction of a new home with as little as 5% down.
Build equity fast with a lower interest rate.
All In One Loan
Home financing & personal banking combined into one simple tool
Options if you are looking to purchase a lot or land
Offers financing options for borrowers who are recovering from a significant credit event.
Your home loan will be ready to close in 15 business days or less.**
Programs that allow for the purchase and rehabilitation of a home.
Options that allow for as little as 3% down.
$0 down home financing options for active-duty military personnel, veterans, and their families.
$0 down home purchase financing program for buyers in eligible areas.
Provides eligible borrowers access to financing for higher loan amounts
Offers a lower rate than our standard conforming programs when you have qualified credit
Non Warrantable Condominium
Financing for newer condo projects that may not meet conventional program requirements
Designed for borrowers who have student loans or limited savings.
Financing with as little as 3.5%
Home financing for established professionals with as little as 3% down
State bond programs
Low down payment and grant options for first-time and repeat home buyers.
Financing options for 1-4 family rental properties.
Use available equity in your home for home improvement, debt consolidation, education, and more!
Are you ready? Imagine home ownership
The Expanded Portfolio programs help more customers qualify for affordable home financing.