Ryan Guess - Bringing You Home

Buy or refinance a home with help from Ryan Guess at Northpointe Bank

Taking the Guess Work Out of Mortgages Since 2005

With over 20 years in the industry, Ryan Guess has become a trusted name in the Memphis mortgage scene. He's guided more than 2,000 families home by simplifying the mortgage process with expert advice and genuine care.

But Ryan's story goes beyond mortgages. A proud father of three girls, he finds his greatest joy off the clock, whether watching his girls' lacrosse games, taking spontaneous road trips, or exploring the beauty of America's National Parks. His love for the outdoors runs deep, and he's always planning the next adventure, whether it's hiking through the Smokies or going ziplining in Montana.

What truly sets Ryan apart is his people-first mindset. He treats every client like family, guiding them with patience, honesty, and a deep respect for their financial goals. Outside of work, he mentors young professionals, advocates for mental health, and believes in pouring into the next generation, starting with his own.

Whether you're a first-time buyer or upgrading your space, Ryan offers unmatched dedication and experience to help you make confident, informed decisions.

What my clients are saying

Overall Rating

4.92
4.92
Based on 724 reviews
A
Autumn Allen
July 8, 2026
5.0
Second time closing with Ryan and he’s only gotten better!! 10/10 recommend. Ryan & his team making closing streamlined & minimal stress!

P
Payton Hubbard
July 7, 2026
5.0
For a first time home buyer they broke down everything to a level that I could understand and really made me feel comfortable with everything. I would highly recommend to anyone.

G
Gianni Conti
July 6, 2026
5.0
Ryan was incredible helping me purchase a home. Went above and beyond to make sure the customer came first. Highly recommend

P
Payton H
Hernando, MS | June 29, 2026
5.0
For a first time home buyer they broke down everything to a level that I could understand and really made me feel comfortable with everything. I would highly recommend to anyone.

L
Lydia Brewer
June 16, 2026
5.0
Working with Ryan at Northpointe Bank was an excellent experience from start to finish! He made the entire home loan and mortgage process easy, smooth, and stress-free. Ryan was incredibly knowledgeable, responsive, and always kept us updated every step of the way, which gave us peace of mind throughout our home purchase. If you’re looking for a reliable mortgage lender who truly cares about their clients and provides outstanding customer service, I highly recommend Ryan and the team at Northpointe Bank⁠. We are so grateful for his help in securing our home loan and will definitely use him again in the future. I will gladly recommend Ryan to anyone looking to buy a home or refinance their mortgage

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