Steven Ricciardi - Bringing You Home

Buy or refinance a home with help from Steven Ricciardi at Northpointe Bank

With over 24 years of experience in the home lending field, Steven Ricciardi is a dedicated and passionate loan officer committed to helping individuals and families achieve their homeownership dreams. He particularly enjoys guiding first-time homebuyers through the process, making what can seem daunting feel accessible and exciting. Throughout his career, he has shared his expertise by teaching numerous seminars for first-time homebuyers. He possesses the ability to broker loans when needed, offering even more flexibility and options to his clients. Steven thrives on the challenge of complex scenarios, leveraging his problem-solving skills and in-depth knowledge to explore every option and make the loan work for his clients.

Steven's commitment to excellence is evident in his track record. He earned 100% file accuracy awards in both 2019 and 2020 from his previous employer, demonstrating his meticulous attention to detail. In 2023 and 2024, he achieved a 100% satisfaction survey rate, with over 80% of those reviews being five-star, underscoring his dedication to client satisfaction. Beyond his professional achievements, Steven is deeply invested in his community. He is a proud member of Homes for Heroes and actively participates in and donates to Housing Assistance of Cape Cod, MA, reflecting his commitment to helping those in need.

Outside of his professional life, Steven enjoys a rich personal life in North Truro, MA, where he lives with his wife and their dog, Charlie. He comes from a large Italian family, most of whom reside in Massachusetts. An avid sports enthusiast, Steven enjoys baseball and basketball, spending time at the beach, and walking his dog daily. He even played college baseball for three years on a scholarship and was captain of both his high school baseball and football teams during his senior year.

What my clients are saying

Overall Rating

5.0
5.0
Based on 18 reviews
L
Larry P
Dennis Port, Massachusetts | November 10, 2025
5.0
Steve was transparent and responsive. My wife and I felt well prepared for the close and the steps along the way. Purchasing a house can be complicated, especially when it has a complicated history, but we felt comfortable with Steve on our side.

A
Ailton B
Harwich, MA | October 31, 2025
5.0
Steve was very, very professional and kind; he helped me a lot.

C
Charles H
Newport, RI | October 23, 2025
5.0
Easy to work with

J
Jason H
Newport, RI | October 16, 2025
5.0
Everything was done in a timely manner

S
Susan W
East Falmouth, MA | October 3, 2025
5.0
Loved working with Steven. He was easy to understand, explained the process and had great communication. I would recommend to anyone looking for a mortgage.

Read all reviews