Steven Ricciardi - Bringing You Home

Buy or refinance a home with help from Steven Ricciardi at Northpointe Bank

With over 24 years of experience in the home lending field, Steven Ricciardi is a dedicated and passionate loan officer committed to helping individuals and families achieve their homeownership dreams. He particularly enjoys guiding first-time homebuyers through the process, making what can seem daunting feel accessible and exciting. Throughout his career, he has shared his expertise by teaching numerous seminars for first-time homebuyers. He possesses the ability to broker loans when needed, offering even more flexibility and options to his clients. Steven thrives on the challenge of complex scenarios, leveraging his problem-solving skills and in-depth knowledge to explore every option and make the loan work for his clients.

Steven's commitment to excellence is evident in his track record. He earned 100% file accuracy awards in both 2019 and 2020 from his previous employer, demonstrating his meticulous attention to detail. In 2023 and 2024, he achieved a 100% satisfaction survey rate, with over 80% of those reviews being five-star, underscoring his dedication to client satisfaction. Beyond his professional achievements, Steven is deeply invested in his community. He is a proud member of Homes for Heroes and actively participates in and donates to Housing Assistance of Cape Cod, MA, reflecting his commitment to helping those in need.

Outside of his professional life, Steven enjoys a rich personal life in North Truro, MA, where he lives with his wife and their dog, Charlie. He comes from a large Italian family, most of whom reside in Massachusetts. An avid sports enthusiast, Steven enjoys baseball and basketball, spending time at the beach, and walking his dog daily. He even played college baseball for three years on a scholarship and was captain of both his high school baseball and football teams during his senior year.

What my clients are saying

Overall Rating

4.98
4.98
Based on 31 reviews
B
Beth F
San Bruno, CA | June 28, 2026
5.0
Steven took me through the process at a time when I was particularly worried about my finances due to the current economy. He was professional, patient and - just as importantly - positive. I always felt that I could call him with questions. This experience has been excellent! Steven is wonderful, and the process was stress-free!

A
Annunzia R
Worcester, MA | June 17, 2026
5.0
I knew exactly what to expect

M
Mark G
Worcester, MA | June 17, 2026
5.0
We were constantly informed and kept up to date

M
Mary W
West Wareham, MA | June 11, 2026
5.0
I have worked with Steve several time he makes it easy he understanda my income issues and he's a great help and works fast

G
Gianno G
Shrewsbury, MA | May 20, 2026
5.0
Steve walked me through the process every step of the way. He explained documents to me thoroughly and made sure I was prepared to close. Very professional and made me feel like Northpointe was the right choice.

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