Earns 5.00% APY* on balances up to $10,000 and refunds up to $10 in ATM fees and $3 in PopMoney fees per month.
Interest-bearing checking account with no fees
Free checking account with no minimum balance and no monthly fee
*UltimateAccount annual percentage yield (APY) is 5.00% on balances up to $10,000. Balances above $10,000 earn a simple interest rate of 0.10%, with a corresponding APY of 2.54%-5.00% APY. If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period. Qualifications include 15 or more debit card purchases that post and settle per the statement period, enrollment in eStatements and direct deposit or automatic withdrawal of $100 or more per statement period. $100 minimum deposit required to open. No minimum balance requirement. APY is effective as of and has not changed since 12/19/2014. Fees may reduce earnings. New accounts subject to approval. Rates are subject to change including after the account is opened.
Retirement savings account
Liquid savings account with a great rate
A fixed rate, fixed term investment
Saving for retirement
Saving extra money
and earning interest
Savings account used with a high deductible insurance plan
*Transactions made via ACH, automatic transfer, check, mobile banking, phone banking, or online banking are limited to six (6) per month.
**IRS penalties may also apply. Visit irs.gov for complete details.
Use any ATM you like! Northpointe’s personal checking accounts refund up to $15 a month in non-Northpointe ATM fees.
Pay anyone, anywhere using only their email address or mobile phone number with Northpointe Bank’s PopMoney service.
Pay your mortgage, cable bill, or even the babysitter using bill pay. We’ll cover the postage!
Branch visits not required. Deposit checks on the go, 24x7 with mobile check deposit.
Ready to call Northpointe Bank your bank? Our Switch Kit makes it quick and easy to switch!