Find the account that fits you best

Rates up to1 Transactions allowed ATM / Debit card available Checks and bill pay available Minimum to open Other features and benefits
savings 0.35 Up to six withdrawals per month2 $100 Earn up to 0.35% APY on balances over $5,0004
kid's savings 1.50 Up to six withdrawals per month2 $100 Earn 1.50% APY on balances up to $1,0005
money market 0.35 Up to six withdrawals per month2 $100 Earn up to 0.35% on balances over $5,0004
free checking no interest Unlimited no minimum Up to $15 in foreign ATM refunds each month
interest checking 0.30 Unlimited $2,500 Up to $15 in foreign ATM refunds each month
certificate of deposit (CD) 0.60 None $1,000 CD terms available between 7 days - 60 months
health savings account (HSA) 0.50 Unlimited no minimum No minimum balance or monthly service charge
individual retirement account (IRA) 0.60 Varies by IRA type and person's age3 $1,000 Savings and CD investment options
1 - Annual Percentage Yield effective 04/10/2021. Rates are subject to change without notice. Fees may reduce earnings on the account. All new accounts are subject to Northpointe Bank approval. Not valid with any other offers. 2 - Transactions made via ACH, automatic transfer, check, mobile banking, phone banking, or online banking are limited to six (6) per month. 3 - IRS penalties may also apply. Visit irs.gov for complete details. 4 - Annual Percentage Yield effective 04/10/2021. Rates are subject to change without notice. 0.35% APY paid on balances between $5,000 – $2,000,000. Fees may reduce earnings on the account. All new accounts are subject to Northpointe Bank approval. Not valid with any other offers. 5 – Annual Percentage yield effective 04/10/2021. Rates are subject to change without notices. 1.50% APY paid on balances up to $1,000. If the balance in the account exceeds $1,000 the amount in excess of $1,000 but less than $10,000 will earn interest at a rate of 1.11%. If the balance in the account exceeds $10,000, the first $1,000 will earn 1.49%, the portion of the balance between $1,000 - $10,000.00 will earn 1.11%, and any portion of the balance equal to and above $10,000 will earn 0.35%. Fees may reduce earnings on the account. All new accounts are subject to Northpointe Bank approval. Not valid with any other offers.