Buy a Home with Little or No Money Down
Buying a home doesn’t have to mean waiting years to save for a large down payment. Whether you're a first-time homebuyer or looking for a more affordable path to homeownership, our flexible financing solutions make it easier to turn your homeownership goals into reality.
Explore Northpointe's low- to no-down payment programs
Chenoa
Eligible borrowers can receive either 3.5%1 or 5%2 of the home's purchase price to cover down payment and closing costs.
Learn moreHomeReady® & Home Possible®
Programs that offer low down payment options and no minimum borrower contribution.
Learn moreVA
$0 down home financing options for active-duty military personnel, veterans, and their families.
Learn moreUSDA Rural Development
$0 down home purchase financing program for buyers in eligible areas.
Learn moreNorthpointe Community Lending Program
The Northpointe Bank Community Lending Program is designed to help increase home ownership in designated areas for eligible borrowers through pricing incentives and low down payment options.
Learn moreState Down Payment Assistance Programs
State specific programs designed to make homeownership more accessible and affordable.
Learn moreRead more on our blog
Northpointe Bank is authorized to originate FHA, VA, and USDA loans, but it is not an agent of, or affiliated with, the U.S. Government.
This is not a commitment to lend. All loans are subject to credit review and approval. Other terms and conditions may apply.
This is not a commitment to lend. All loans are subject to credit review and approval. Other terms and conditions may apply.
