Buy the home of your dreams with 100% financing and no money down.

Northpointe Bank makes it possible with innovative programs that allow you to purchase the home you've always wanted without having to save for years.

Explore Northpointe's no money down programs

Check with your loan advisor to see which programs are available in your area.

Rural development

  • Low- and moderate-income buyers in eligible areas
  • Flexible credit guidelines
  • Low fixed interest rate
  • For first-time and repeat home-buyers

VA loans

  • $0 down home financing options for active-duty military personnel, veterans, and their families
  • Eligible for 1-4 units; PUDs; Condominiums - including detached site condos which must be approved by VA
  • Primary residence only
  • Low fixed interest rate
  • Available in every state

Doctor loans

  • $0 down payment
  • Purchase or refinance
  • Loan amounts up to $850,000
  • Various loan terms available
  • Mortgage insurance is not required
  • Special financing for Doctors who have a signed employment contract with a start date no more than 90 days from the note date

Get started today

All loans are subject to credit review and approval. This is not a commitment to lend.