With an FHA loan from Northpointe Bank, you’ll enjoy low rates and our streamlined process. Buying a home might be more affordable than you think.

  • As little as 3.5%* down
  • Eligible for first time and repeat homebuyers
  • Eligible for up to 6% in seller contribution towards closing costs
  • No income restrictions
  • Expanded qualification and credit requirements
  • Gift funds may be used towards down payment and closing costs
  • Available in all 50 states and Washington D.C.

*Interest rate as of July 14, 2020 and subject to change without notice. The 30-year fixed rate APR is 3.176% and based on a note rate of 3.125% with zero points and $642.56 principal and interest payments. Annual percentage rates (APRs) based on an owner-occupied single family residence in Grand Rapids, Michigan with a loan amount of $150,000, credit score of 740 and down payment of 3.5% with tax and insurance escrows. Payment amounts shown does not include taxes and insurance premiums. The actual payment amount will be greater. This is not a commitment to lend. All loans are subject to credit review and approval.