Temporary Buydown - Northpointe.com

Ease your way into homeownership

With Northpointe’s temporary buydown option, your interest rate may be bought down for up to three years at the beginning of the loan, reducing your initial monthly payments.

Combine this feature with one of our custom-tailored home loan programs

*Interest rates as of January 26, 2023, and subject to change without notice. Annual percentage rate (APR) based on an owner-occupied single-family residence with a loan amount of $350,000, credit score of 740 and down payment of 5% with tax and insurance escrows required. The 30-year fixed rate APR is 6.468% and based on a note rate of 6.375% with 0.378 points and $2,183.54 principal and interest payments. Payment amount shown does not include taxes and insurance premiums. The actual payment amount will be greater. **Total 3/2/1 buydown amount for this loan paid by the seller at closing is $15,550.79. Buydown amount varies based on loan amount and note rate. This is not a commitment to lend. All loans are subject to credit review and approval. Not available with all loan programs. Other terms and conditions may apply.