Buy or refinance a home with help from Alexandra Florescu-Martin at Northpointe Bank
Alexandra Florescu-Martin is a loan officer for Northpointe Bank's Parsippany, NJ location. She has worked in home lending for 4 years and enjoys helping people and providing them the highest quality of customer service. Alexandra has a Bachelor's Degree in Communication, Administrative and Political Sciences with a grade in Journalism, and has completed a Real Estate Broker Program class. Outside of work she loves spending time with her four year old daughter, as well as travelling to different countries, dancing salsa, and gymnastics.
Northpointe Bank strives to bring value to customers by offering client focused financial products and services. We do this by empowering our employees to exceed our customer expectations, delivering convenient innovative technology, and supporting our employees and the communities we serve.
Big congratulations to my client on buying her first home 🏡. I am so happy that I could help her in this journey, and wish her many joyful days in it. A big thank you to her agent @chrispaulrealestate !!! This transaction would not have been this successful without your hard work and dedication!
#realestate #realestateagent #realestatebroker #loanofficer #mortgaloan #homebuyers #firsthome #chicagorealstate #northpointebank ... See MoreSee Less
One of the biggest challenges facing first-time homebuyers 🏡 is having enough money for closing. In partnership with the New Jersey Housing and Mortgage Finance Agency, qualified borrowers receive up to $10,000 💰 towards down payment and closing costs.
One of the biggest challenges facing first-time homebuyers is having enough money for closing. In partnership with the New Jersey Housing and Mortgage Finance Agency, qualified borrowers receive up to $10,000 towards down payment and closing costs.
Don't settle for a basic pre-approval, get the competitive edge with the TrueApproval™ program from Northpointe Bank. The program offers qualified applicants a complete credit approval issued by our experienced underwriting team. Our TrueApproval™ shows sellers that your financing is nearly complete, subject only to an acceptable review of the property*. This allows you to close faster and easier - giving you a distinct advantage.
While a lower interest rate can reduce your monthly payment, it may cost you more to wait for rates to drop. Homes appreciated over 20% in several major markets the last year, and while that pace is not likely to continue, most economists agree that homes are still projected to increase. Here’s a look at why buying now may work to your advantage.
-Northpointe works to be a different kind of bank with our clients at the center of everything we do. Connect with me today to learn more! ... See MoreSee Less
The more you know: An appraisal gap is the difference between the fair market value determined by the appraiser and the amount you agreed to pay for the home. An appraisal gap doesn't mean you have to cancel the sale, but it may mean you have to negotiate with the seller or pay the difference for the home out of pocket. If you have any questions, connect with me today!
With Northpointe’s temporary buydown option, your interest rate is bought down for one or two years at the beginning of the loan, reducing your initial monthly payments. Connect with me today to learn more!
With Northpointe’s temporary buydown option, your interest rate is bought down for one or two years at the beginning of the loan, reducing your initial monthly payments. Connect with me today to learn more!
Buying, even if you have to start small, is a path to building wealth💰
When a first-time buyer sees the mortgage rising and interest rates fluctuating and initially feels spooked, it’s understandable but what they’re not considering is whether rent is going to change either🏡
A predictable mortgage payment each month not only helps protect you against mounting rental costs, but homeowners typically have a net worth that’s 40 times greater than renters📈
