With over 20 years of experience helping clients become homeowners, Richard Ma is the loan advisor you want by your side when you are choosing a home loan. His attention to detail, excellent communication skills, and extensive knowledge of Conventional, FHA, VA, Doctor, Construction, Renovation, Non-QM, and Jumbo products uniquely qualify him to help you achieve your financing goals.

Whether you are a first-time homebuyer or an experienced real estate investor, Richard will take the time to listen to your lending needs, educate you about your options, and help you choose the best loan to fit your needs. From the moment you've made an informed choice until the loan closes, Richard will be available to answer your questions and ensure that all parties are kept up-to-date on the status of the transaction.

Richard studied biochemistry at UC Davis. Outside the office, he enjoys playing tennis and cooking with his wife and two children.