Did you know? It's common for applicants who are authorizing a credit inquiry to receive solicitations or offers of credit from other lenders or insurance companies. These potentially unwanted solicitations are generated from lists of names maintained by the national credit reporting agencies used by creditors and insurers to make offers to consumers.
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If you would like to take steps to prevent your name from being included on lists used by other companies to send you unwanted solicitations for credit or insurance products, you can easily do so by visiting www.optoutprescreen.com.
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As always, if you have any specific questions or concerns, please reach out as I'm happy to be of assistance!
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#NorthpointeBank #wearenorthpointe #Michigan #grandrapids #grandrapidsrealestate #mortgagebroker #yourfavoritehomelender #homelendinginall50states
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The FHA announced today a 30 basis point (bps) reduction in the annual premium charged for borrowers, which will result in mortgage insurance premiums (MIP) being reduced.
The lower premiums will expand homeownership opportunities by lowering mortgage payments for qualified FHA borrowers, providing critical relief from the steep rise in home loan rates and home prices just in time for the spring buying season, according to the Mortgage Bankers Association.
Connect with me today for more information, or visit www.hud.gov/press/press_releases_media_advisories/HUD_No_23_041
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With our temporary buydown option, your interest rate may be bought down for up to the first three years of the loan, reducing your initial monthly payments. Connect with me today to learn more! #rates #interestrates2023 #mortgage #buydown
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Purchase the home you love now with the confidence that if rates drop after you close, Northpointe Bank will help save you time and money when you are ready to refinance. With Northpointe's Rate Refresh Guarantee, we will cover the cost of one appraisal, the credit report, flood insurance certification, tax service fees, and your recording fees when you return to us for refinancing. So go ahead, buy the house you love today, and refresh your rate down the road.
Connect with me to learn more!
#interestrates #raterefresh #mortgage #rates #newhouse #home
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Home is where the heart is. Happy Valentine's Day!
#valentinesday2023
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With our temporary buydown option, your interest rate may be bought down for up to the first three years of the loan, reducing your initial monthly payments.
Connect with me today to learn more!
#buydown #lowerrates #interestrates #mortgage #reducedinterest
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Northpointe’s Bank Statement loan program makes home financing simpler for self-employed borrowers. Borrowers may be able to qualify for a home loan using alternative documentation of 12 or 24 months personal or business bank account statements. Financing a home might be more achievable than you think. Connect with me today to learn more!
#selfemployed #mortgage #SelfEmployedMortgage
#HomeOwnershipGoals
#EntrepreneurLifestyle
#FreelanceFinances
#BusinessOwnerHousing
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Purchase the home you love now with the confidence that if rates drop after you close, Northpointe Bank will help save you time and money when you are ready to refinance. With Northpointe's Rate Refresh Guarantee, we will cover the cost of one appraisal, the credit report, flood insurance certification, tax service fees, and your recording fees when you return to us for refinancing. So go ahead, buy the house you love today, and refresh your rate down the road.
Connect with me to learn more!
#rates #raterefresh #mortgage #interestrates #refinance
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